Guides / Insurance and utilities
Review home or renters insurance
Check coverage amounts, deductibles and discounts once a year.
Home and renters insurance often renews automatically. A yearly review makes sure you're not paying for the wrong coverage, or too little of the right one.
Check
- Dwelling coverage reflects what it would cost to rebuild, not market value
- Personal property limits and whether they're replacement cost
- The deductible, including any separate wind or hail deductible
- Discounts: security systems, smoke alarms, bundling, claims-free
Renters
Renters insurance is often inexpensive and covers your belongings and liability. Make sure the personal property limit matches what you own.
General consumer information. We aren't an insurer, agent or broker. Stretching Money Today isn't paid by any provider mentioned here.