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Bill Cutting checklist

17 steps to lower your monthly bills, from a 30-minute subscription audit to calling your providers with a script in hand.

Track your progress with a free account Get the free Bill Audit Worksheet

See every bill

Half an hour with your statements.

List every recurring bill with amount and due date Guide
Do a subscription audit Guide
Line up due dates with paydays Guide
Set reminders for any free trials Guide

Phone and internet

Often the quickest wins.

Check three months of phone data use Guide
Compare at least two cheaper phone plans Guide
Run an internet speed test and check your tier Guide
Check for modem or router rental fees Guide
Call your internet provider with a script Guide

Subscriptions and streaming

Keep what you use, rotate the rest.

Cancel anything you forgot you had Guide
Set up a streaming rotation Guide
Downgrade one service to a cheaper tier Guide

Insurance, utilities and the rest

Bigger bills, once a year.

Compare car insurance quotes at renewal Guide
Review home or renters insurance Guide
Make three free changes to lower the electric bill Guide
Ask your utility about budget billing Guide
Check any medical bill against the Explanation of Benefits Guide