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Guides / Subscriptions

Do a 30-minute subscription audit

Find every recurring charge, then decide keep, pause or cancel.

Takes about 30 minutes 5 min read

Small monthly charges are easy to forget. An audit every few months usually finds at least one you don't use.

Find them

  1. Go through two to three months of bank and card statements
  2. Check the subscriptions list in your phone's app store account
  3. Search your email for "receipt", "renewal" and "subscription"
  4. Check PayPal or other payment services you use

Decide

  • Keep: used weekly and worth it
  • Downgrade: a cheaper tier or an ad-supported plan
  • Pause or rotate: streaming you watch in bursts
  • Cancel: anything you didn't remember having

General consumer information. Prices and plans change; check current terms before switching. Stretching Money Today isn't paid by any provider mentioned here.