stretchingmoneytoday

The subscription audit

Thirty minutes, two or three statements, and a decision for each charge: keep, downgrade, rotate or cancel. Most people find at least one they forgot about.

Step by step

  1. Gather. Two to three months of bank and card statements, plus PayPal or other payment apps.
  2. Check your phone. iPhone: Settings, your name, Subscriptions. Android: Google Play Store, profile, Payments and subscriptions.
  3. Search your email for "receipt", "renewal", "subscription" and "your trial".
  4. List everything with the price, billing cycle and next billing date.
  5. Decide for each one: keep, downgrade, rotate or cancel.
  6. Cancel and confirm. Save the confirmation and check your next statement.

What to do if a company makes cancelling hard

Commonly forgotten subscriptions

Entertainment

  • Video streaming services
  • Music streaming
  • Audiobooks and podcasts
  • Gaming subscriptions
  • Premium channels added to TV

Phone and apps

  • Cloud storage
  • Premium app features
  • VPNs and security apps
  • Photo and video editing apps
  • Dating and social app upgrades

Shopping

  • Shipping memberships
  • Warehouse club memberships
  • Meal kits
  • Subscription boxes
  • Auto-ship household items

Life

  • Gym and fitness apps
  • News and magazines
  • Software and productivity tools
  • Learning apps
  • Extended warranties and protection plans

Add up what you'd savePrint the audit worksheet